If you are in arrears with a creditor such as a health insurer, housing association or energy supplier, the resolution judge provides a low-threshold manner to help you agree on a realistic repayment arrangement.
The court invites the respondent by letter, WhatsApp message or email for the informal hearing.
In addition to the health insurer, housing association or energy supplier, also a municipal debt counsellor is present at the hearing. This counsellor will help make a realistic payment arrangement and, if there are more debts, engage in further discussions about resolving them.