As of 1 July 2012, compensation for collection costs in civil awards is calculated as a percentage of the sum owed by the debtor to the creditor. The larger the claim, the lower the percentage:

• The minimum BIK amount is €40
• The maximum BIK amount is €6,775

The standard applies to proceedings in which the debtor, on or after 1 July 2012, is in default and the principal sum claimed is founded on:

• an obligation arising from an agreement to pay a sum of money, or
• an obligation to pay compensation for damages, recorded in a settlement agreement, or
• an obligation to pay a sum of money converted into an obligation to pay alternative compensation within the meaning of Section 6:87 of the Dutch Civil Code.

If the debtor is a consumer, the parties are required to use this method of calculation to establish the compensation for collection costs for monetary claims arising from an agreement. If the debtor is not a consumer, but is acting in the execution of a profession or a company, it is possible to agree to deviate from the statutory standard for collection costs. If no arrangements have been made regarding collection costs, the statutory regulations for collection costs apply.